Depending on the surgeon's skills and experience, the extent of a tummy tuck, either a full tummy tuck or a mini tummy tuck, and other tummy tuck cost factors, the total cost will range anywhere from $3,000 to $8,500 for this type of plastic surgery.
According to the 2004 Average Physician/Surgeon Fees survey by the American Society of Plastic Surgeons (ASPS), the average national surgeon's fee for tummy tuck in 2004 was $4,505. Keep in mind that the surgeon's fee does not include the anesthesia fee and operating facility fee. In order to get a better understanding of what the full amount of your tummy tuck will be, schedule a consultation with your plastic surgeon.
Tummy tuck is a cosmetic procedure that is generally not covered by health insurance. However, if you can provide evidence to your health insurance provider that your tummy tuck (tightening muscles and removing excess skin and fat) or panniculectomy (removing excess skin and fat only) is necessary for medical reasons, or is reconstructive surgery, you may be partially covered for the surgery. Massachusetts General Hospital explains the difference between reconstructive surgery costs and cosmetic surgery costs.
View Cigna Health Care's position [pdf / 222KB] on abdominoplasty and panniculectomy for sample coverage. For the most accurate coverage, contact your health insurance provider prior to tummy tuck to verify your specific benefits. Find out whether your insurance premium may increase, if your health care provider covers tummy tuck or panniculectomy.
If the cost of tummy tuck is too large for you to pay in full, ask your plastic surgeon if he or she provides a monthly payment plan. You can also check into the option of financing your tummy tuck surgery. Access the Consumer Guide to Patient Financing to learn more about financing options. The American Society of Plastic Surgeons provides an educational video on the growing trend of plastic surgery financing.
Some hospitals may offer a special affordable plastic surgery program whereby the surgery is performed by a doctor who has completed medical training and is taking extra time to receive advanced training in cosmetic plastic surgery. These surgeries are done in the presence of a board-certified plastic surgeon who serves as an assistant during the tummy tuck. View a sample affordable tummy tuck surgery program offered by the New York Eye and Ear Infirmary.
You can also access resources about patient financing from the Open Directory.
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